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Equity Release allows homeowners aged 55 and over to release money from the property they live in.  By using an Equity Release product, a home owner can draw a lump sum or regular smaller sums from the value of their home, while having the right to remain in their home.

There are two types of Equity Release, Lifetime Mortgages which involve taking out a new loan secured on your property, and Home Reversion plans which involve selling a share of ownership of your property.  Both of these are regulated by the Financial Conduct Authority.

Interest is charged on the money released and is rolled up.  This means that the debt will continue to increase.  For this reason it is very important that you discuss Equity Release with your children or other potential beneficiaries under your Will.

We only act as introducers for Equity Release products and advice.

Home reversion plans and lifetime mortgages are complex products.

Your home may be repossessed if you do not keep up repayments on your mortgage


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